/* ── Hero — centered title only ── */
    .tm-hero {
      margin-top: 68px;
      padding: clamp(2.5rem, 5vw, 3.5rem) clamp(1.5rem, 6vw, 5rem);
      border-bottom: 1px solid var(--border);
      text-align: center;
    }
    .tm-title {
      font-family: var(--font-display);
      font-size: clamp(1.6rem, 3vw, 2.4rem);
      font-weight: 400;
      line-height: 1.15;
      letter-spacing: -0.02em;
      color: var(--ink);
      max-width: 24ch;
      margin: 0 auto;
      text-wrap: balance;
      animation: fadeUp 0.7s 0.1s cubic-bezier(0.16,1,0.3,1) both;
    }

    /* ── Table of contents ── */
    .tm-toc {
      max-width: 860px; margin: 0 auto;
      padding: clamp(2.5rem, 4vw, 3.5rem) clamp(2rem, 5vw, 4rem) 0;
    }
    .tm-toc-label {
      font-size: 0.7rem; font-weight: 600; letter-spacing: 0.2em;
      text-transform: uppercase; color: var(--muted); margin-bottom: 1rem;
    }
    .tm-toc-list {
      list-style: none; padding: 0; margin: 0;
      display: grid; grid-template-columns: 1fr 1fr;
      gap: 0.3rem 2rem;
    }
    .tm-toc-list a {
      display: flex; align-items: baseline; gap: 0.7rem;
      padding: 0.45rem 0;
      font-size: 0.92rem; font-weight: 500; color: #2E2318;
      text-decoration: none;
      border-bottom: 1px solid var(--border);
      transition: color 0.2s;
    }
    .tm-toc-list a:hover { color: var(--ochre); }
    .tm-toc-num {
      font-family: var(--font-display);
      font-style: italic; font-size: 0.85rem; color: var(--ochre);
      flex-shrink: 0;
    }

    /* ── Document body ── */
    .tm-doc {
      max-width: 860px; margin: 0 auto;
      padding: clamp(2rem, 4vw, 3rem) clamp(2rem, 5vw, 4rem) clamp(4.5rem, 8vw, 7rem);
    }
    .tm-section { padding-top: clamp(2.2rem, 4vw, 3rem); scroll-margin-top: 90px; }
    .tm-h2 {
      display: flex; align-items: baseline; gap: 1rem;
      font-family: var(--font-display);
      font-size: clamp(1.4rem, 2.4vw, 1.8rem); font-weight: 500;
      letter-spacing: -0.015em; color: var(--ink); line-height: 1.3;
      padding-bottom: 0.9rem;
      border-bottom: 1px solid var(--border);
      margin-bottom: 1.4rem;
    }
    .tm-h2 .tm-num {
      font-style: italic; font-weight: 400;
      font-size: 0.85em; color: var(--ochre);
      flex-shrink: 0;
    }
    .tm-h3 {
      font-family: var(--font-body);
      font-size: 1.02rem; font-weight: 600; color: var(--ink);
      margin: 1.6rem 0 0.6rem;
    }
    .tm-p {
      font-size: 1rem; font-weight: 400; color: #2E2318;
      line-height: 1.85; margin-bottom: 0.9rem;
    }
    .tm-p a { color: var(--ochre); font-weight: 500; text-decoration: none; }
    .tm-p a:hover { color: var(--rust); }
    .tm-list { list-style: none; padding: 0; margin: 0 0 0.9rem; }
    .tm-list li {
      position: relative;
      padding-left: 1.2rem;
      font-size: 1rem; font-weight: 400; color: #2E2318; line-height: 1.8;
      margin-bottom: 0.45rem;
    }
    .tm-list li::before {
      content: ''; position: absolute; left: 0; top: 0.72em;
      width: 6px; height: 6px; border-radius: 50%;
      background: var(--ochre); opacity: 0.55;
    }
    /* Note callout */
    .tm-note {
      margin: 1.1rem 0;
      padding: 0.9rem 1.1rem;
      border-left: 3px solid var(--ochre);
      background: rgba(196,116,26,0.07);
      border-radius: 0 3px 3px 0;
      font-size: 0.95rem; font-weight: 400; color: #4A3828; line-height: 1.75;
    }
    .tm-note strong { color: var(--rust); font-weight: 600; }

    /* Service process mini-steps */
    .tm-steps { list-style: none; padding: 0; margin: 0.4rem 0 0.9rem; counter-reset: step; }
    .tm-steps li {
      position: relative;
      padding: 0.55rem 0 0.55rem 3rem;
      font-size: 1rem; color: #2E2318; line-height: 1.7;
      counter-increment: step;
      border-bottom: 1px dashed rgba(196,116,26,0.25);
    }
    .tm-steps li:last-child { border-bottom: none; }
    .tm-steps li::before {
      content: counter(step);
      position: absolute; left: 0; top: 0.55rem;
      width: 30px; height: 30px;
      display: grid; place-items: center;
      font-family: var(--font-display);
      font-style: italic; font-size: 0.88rem; color: var(--rust);
      border: 1.5px dashed rgba(196,116,26,0.55);
      border-radius: 50%;
    }

    /* Obligations — two parties side by side */
    .tm-duties {
      display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
      margin-top: 0.6rem;
    }
    .tm-duty {
      border: 1px solid rgba(196,116,26,0.28);
      border-radius: 4px;
      background: #FDFAF2;
      padding: 1.4rem 1.4rem 1.2rem;
    }
    .tm-duty-title {
      font-family: var(--font-display);
      font-size: 1.1rem; font-weight: 500; color: var(--ink);
      margin-bottom: 0.8rem;
    }
    .tm-duty .tm-list { margin-bottom: 0; }
    .tm-duty .tm-list li { font-size: 0.95rem; }

    /* Closing line */
    .tm-close {
      margin-top: clamp(2.5rem, 5vw, 3.5rem);
      padding-top: 1.6rem;
      border-top: 1px solid var(--border);
      font-family: var(--font-display);
      font-style: italic;
      font-size: clamp(1.05rem, 1.6vw, 1.2rem);
      color: #4A3F35; line-height: 1.7;
    }
    @media (prefers-reduced-motion: reduce){
      .tm-title { animation: none; }
    }